R
RYR154
Guest
I recently had an accident (Minor bumper shunt) with another car only to discover that the other driver was a provisional licence driver with no insurance.
I was reversing out of a parking space and the other driver came around a car that had stopped to let me out. After I got out of the car the other driver said they where sorry but they did not see me pulling out. In my eyes that is admitting some level of responsibility for what happened.
To my horror, Axa put full blame on me for the accident and paid the other driver over 900 euro for the damage to there car. They then went on to tell me that the other driver was not insured at the time of the accident but they paid out anyway.
They are refusing to contact the Garda to inform them about the other driver. When I contacted the Garda they said they can’t prosecute because they did not see the other driver actually driving the car (They where not called on the day)
Axa are now telling me that my 13 years safe driving means nothing and they are going to hit me for over 750 euro extra each year for the next 3 years and give me back 10% of my bonus each year for years 4,5 and 6.
I contacted IIF and anyone else I could but they said they can do nothing because Axa have blamed me on the accident.
I have had 13 years safe driving with no speeding tickets, 1 Parking ticket and no penalty points but this seems to stand for nothing.
Axa have me over a barrel and I can do nothing about it.
After reading the above; can anyone tell me why I should bother insuring my car next year. There seems to be more incentive to go the law breaking route.
I was reversing out of a parking space and the other driver came around a car that had stopped to let me out. After I got out of the car the other driver said they where sorry but they did not see me pulling out. In my eyes that is admitting some level of responsibility for what happened.
To my horror, Axa put full blame on me for the accident and paid the other driver over 900 euro for the damage to there car. They then went on to tell me that the other driver was not insured at the time of the accident but they paid out anyway.
They are refusing to contact the Garda to inform them about the other driver. When I contacted the Garda they said they can’t prosecute because they did not see the other driver actually driving the car (They where not called on the day)
Axa are now telling me that my 13 years safe driving means nothing and they are going to hit me for over 750 euro extra each year for the next 3 years and give me back 10% of my bonus each year for years 4,5 and 6.
I contacted IIF and anyone else I could but they said they can do nothing because Axa have blamed me on the accident.
I have had 13 years safe driving with no speeding tickets, 1 Parking ticket and no penalty points but this seems to stand for nothing.
Axa have me over a barrel and I can do nothing about it.
After reading the above; can anyone tell me why I should bother insuring my car next year. There seems to be more incentive to go the law breaking route.