B
baffled
Guest
i have been on a career break for 5 years and am only working 2 days a week for the moment. I want to top up my pension but seems I have the choice of only one financial company through my union. The charges seem excessive to me ie. 5% per year for first 5 years plus bid/offer charge of 5% per year plus e3.09 per month plus management fee of 0.65%-1%. It seems to me the fund would have to earn a huge amount per annum just to break even!! Are there any other alternatives? Am I limited to one company because I have a public service pension?