Hi there I’m looking for some advice on pensions
I’ll give my background
2005 to 2008. Paid into a public service pension ( teaching)
Worked in private sector 2008 to 2019 but only three years paid into a work occupational pension
2019 to present and until I retire back paying now into the new pension scheme
So why I left the public service previously is a different story.
I am now concerned about not having enough in retirement so I’ve been looking at avc contributions and want to retire 65 max and sooner if I can ( because I won’t have energy to teach after early 60s)
I’ve been in touch with Cornmarket and have recommended to me paying 270 month before tax relief and also recommended AVCs the best option
Ofcourse I’ve only realised now they are tied into Irish life and I presumed they would be taking all companies into account
So I’m asking I suppose really is their anyone that could recommend someone to me that could give me independent advice on the way to go so I can retire early as possible with enough in pension payments
I prefer a monthly payment to myself when I retire and I can in next year or two and yearly increase my contributions as much as possible if that needs to be done. I’m told at the moment my pension pot could just be under 8000 before the AVC s are taken into account
So please any advice please and is Cornmarket ok to be with
I’ll give my background
2005 to 2008. Paid into a public service pension ( teaching)
Worked in private sector 2008 to 2019 but only three years paid into a work occupational pension
2019 to present and until I retire back paying now into the new pension scheme
So why I left the public service previously is a different story.
I am now concerned about not having enough in retirement so I’ve been looking at avc contributions and want to retire 65 max and sooner if I can ( because I won’t have energy to teach after early 60s)
I’ve been in touch with Cornmarket and have recommended to me paying 270 month before tax relief and also recommended AVCs the best option
Ofcourse I’ve only realised now they are tied into Irish life and I presumed they would be taking all companies into account
So I’m asking I suppose really is their anyone that could recommend someone to me that could give me independent advice on the way to go so I can retire early as possible with enough in pension payments
I prefer a monthly payment to myself when I retire and I can in next year or two and yearly increase my contributions as much as possible if that needs to be done. I’m told at the moment my pension pot could just be under 8000 before the AVC s are taken into account
So please any advice please and is Cornmarket ok to be with