Marie - I was executor for my mother's estate a couple of year's ago. Part of the estate was the big plastic bag full of documentation from her (and my Dad's) insurance policies with Royal Liver. They paid religously into this for over 60 years (the man used to call to the house every Friday!) and wrote in their books. In any event, once I furnished Royal Liver with some references which were on the books, they paid out on the policies (we hadn't claimed my Dad's when he died). The sum total of the payment was under €800, and they'd been paying into it for so long!!! In any event, Royal Liver are very helpful with old records with the minimum reference point. Good luck.