Hi,
My boyfriend is currently looking to buy a car but has changed jobs recently.. he was unemployed for a few weeks but got a new job that involves commuting.. therefore needs a car. He has saved about €1000 but another €1500 would really improve the type of car he could buy and relability is important as he's commuting approx an hour each way to work.
My question is about bank loans.. are any of the banks still lending? As he has a gap in his pay from a few weeks ago this is being held against him. (He applied for dole but never received any due to the backlog). Would it help if I guaranteed the loan? I'm on a good salary, permanent in relatively stable company. Any suggestions would be appreciated.
My boyfriend is currently looking to buy a car but has changed jobs recently.. he was unemployed for a few weeks but got a new job that involves commuting.. therefore needs a car. He has saved about €1000 but another €1500 would really improve the type of car he could buy and relability is important as he's commuting approx an hour each way to work.
My question is about bank loans.. are any of the banks still lending? As he has a gap in his pay from a few weeks ago this is being held against him. (He applied for dole but never received any due to the backlog). Would it help if I guaranteed the loan? I'm on a good salary, permanent in relatively stable company. Any suggestions would be appreciated.