So after practically 1 year of deciding to appeal or not, all your post on here have given me the kick up the back side to just do so, my energy has been low about this til now, its been a long battle, so its a last min job... (i've had the appeals form this 6 months sitting on my worktop....)
So I need your help please, so far I have doctors letters for different stress related illnesses both of us have over the last 6 years, pension not being paid into (himself), health insurance cancelled, personal impact statement, dentist bills, crèche receipts for all the bank meeting we had to go to, family loan statements, our mortgage was restructured....and we were unable to pay so from stories on here that seems to have some standing? I was made redundant in 2010. (I worked for a bank ..LOL, if only it were funny) What do you think is there anything else I am missing or could get to prove financial hard ship, I want to hit them with a paper vault. We have a lot of maintenance issues with the house... as in lack of maintenance, any ideas on how to prove that?
We took out the mortgage in march 2008 and were fixed for 1 year until march 2009, broke out of fixed in jan 2009, so in the redress as our tracker was not specified... we were given rate of 2.25 + ECB, so I don't think we have a case on the rate, as that was rate at the time anyway??
Now I know all ye good willing folk will tell me to get professional help, but there is literally no cash left in the pot, so its a solo operation (with 3 tiddlers,and one of us working there is no option there)
So I need your help please, so far I have doctors letters for different stress related illnesses both of us have over the last 6 years, pension not being paid into (himself), health insurance cancelled, personal impact statement, dentist bills, crèche receipts for all the bank meeting we had to go to, family loan statements, our mortgage was restructured....and we were unable to pay so from stories on here that seems to have some standing? I was made redundant in 2010. (I worked for a bank ..LOL, if only it were funny) What do you think is there anything else I am missing or could get to prove financial hard ship, I want to hit them with a paper vault. We have a lot of maintenance issues with the house... as in lack of maintenance, any ideas on how to prove that?
We took out the mortgage in march 2008 and were fixed for 1 year until march 2009, broke out of fixed in jan 2009, so in the redress as our tracker was not specified... we were given rate of 2.25 + ECB, so I don't think we have a case on the rate, as that was rate at the time anyway??
Now I know all ye good willing folk will tell me to get professional help, but there is literally no cash left in the pot, so its a solo operation (with 3 tiddlers,and one of us working there is no option there)
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