A private room in a public hospital and cover for private elective surgery without having to go on a public waiting list. For me, it's worth having and complements my EHIC & GP Visit cards.what does that really give you in addition to whats available?
In my case, Quinn's Credit Union Starter is very similar to Aviva's Level 1 Plan (looking at the HIA site) and provides the basic cover I'm after so it make it a no-brainer for me to switch.Be very careful with offers of free and reduced kids and especially for the parents.
A private room in a public hospital and cover for private elective surgery without having to go on a public waiting list.
A private room in a public hospital and cover for private elective surgery without having to go on a public waiting list. For me, it's worth having and complements my EHIC & GP Visit cards.In my case, Quinn's Credit Union Starter is very similar to Aviva's Level 1 Plan (looking at the HIA site) and provides the basic cover I'm after so it make it a no-brainer for me to switch.
Not easy. I know someone who was in and out of hospital over a two year period maybe approaching half the time they initially landed in a semi-private room for a few days until a private room became available. One of my kids badly broke an arm recently which necessitated an overnight stay in hospital; himself and myself shared a private room (I dunno but that may have happened anyway without insurance).Out of interest do you know easy it is to get a private room when you need it? I only ask because we have the same option here in Switzerland, but out of the 5 or 6 times I visited people here in Swiss hospitals, they were all in public wards because there was not room available when they needed it!
I've six kids so having them insured for free makes a difference. I understand that VHI (and Aviva I think) only charge for the first three kids but they do charge the government levy for the other kids. I guess I could insure myself and my wife with Quinn on another plan and put the kids on the plan where they are free . . do you know off-hand of a better Quinn plan for similar money to the Credit Union Starter?Quinn and the others offer better plans for similar or cheaper price. Call them to ask what is on offer, leaving the kids where they are.
Insurance sorted, with free kids. Thanks for all replies.