savemejebus
Registered User
- Messages
- 12
Hi,
I'm asking this on behalf of my mum, she's mid 60s and has been with VHI for years. She is currently on the Parents and Kids Options plans with an extra dental policy and healthsteps as add ons. I'm trying to help her save a little money and this year suggested she look around a bit.
Looking around I suggested some laya policies to her (Total Health Complete, Total Health Plus and control 300 create (mostly as an example as I was on that). I sent her the info and also suggested that she call up some companies and specifically ask for best quotes on what she wanted.
She is now thinking of a downgrade but staying with VHI as a rep on the phone told her that a VHI dental policy was unavailable if you were with a different company. A quick google followed by a phone call says otherwise but I wanted to come on here and ask before saying something that could be totally wrong to her (in case i'm overlooking something).
Dental and orthopedic are pretty important to her going forward (she is not in ill health though) and she is not too worried about day-to-day refunds. The healthsteps seems to be a luxury she would be ok giving up (reflexology etc) but i see that alot of that is well covered with the laya policies.
Any thoughts on alternative policies to save money and if there are any t&cs that might have had the rep tell her that a separate dental plan for non vhi customers wasn't available ?
Thanks for any help
I'm asking this on behalf of my mum, she's mid 60s and has been with VHI for years. She is currently on the Parents and Kids Options plans with an extra dental policy and healthsteps as add ons. I'm trying to help her save a little money and this year suggested she look around a bit.
Looking around I suggested some laya policies to her (Total Health Complete, Total Health Plus and control 300 create (mostly as an example as I was on that). I sent her the info and also suggested that she call up some companies and specifically ask for best quotes on what she wanted.
She is now thinking of a downgrade but staying with VHI as a rep on the phone told her that a VHI dental policy was unavailable if you were with a different company. A quick google followed by a phone call says otherwise but I wanted to come on here and ask before saying something that could be totally wrong to her (in case i'm overlooking something).
Dental and orthopedic are pretty important to her going forward (she is not in ill health though) and she is not too worried about day-to-day refunds. The healthsteps seems to be a luxury she would be ok giving up (reflexology etc) but i see that alot of that is well covered with the laya policies.
Any thoughts on alternative policies to save money and if there are any t&cs that might have had the rep tell her that a separate dental plan for non vhi customers wasn't available ?
Thanks for any help