Hi , I am 36 , non smoker female. I have been with VHI since I was 28 on my own private plan and am currently on company plan. I have never used my health insurance and am now finding money tight and insurance prices rising constantly. I was in a relationship when I got the plan and hoped to fall pregnant so got a plan that covered maternity. I am now single but maybe in 2/4 years I may be lucky enough to settle down and have a family (wishful thinking). I am wondering if there are better alternatives for me then Company Plan as I will be out of work for 1/4 of this year (contractor) and money is tight. Any help would be appreciated, I find it too overwhelming with all the options.