Rob S,
Regarding your daughter, yes VHI PMI 07 10 is a good option and One + Plan is a good option for the newborn baby.
The following options are worth considering for your granddaughter;
1. Company Plan Plus Level 1.3; price 286pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech hospital excess 150 per admission and day case excess 50 per procedure. There is no excess to pay in any public hospital. Good day to day cover included, 50% refund for gp visits, consultants etc - max refund per year 1000.
2. VHI PMI 07 10; price 299per child; all public, private and 3 hi-tech hospitals covered, private/hi-tech hospital excess 150 x 1 max per year for all admissions,
day case excess 50 per procedure. There is no excess to pay in any public hospital. Good day to day cover included, 50% refund for gp visits, consultants, etc - max refund per year 2000.
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30 year old son options
There is the option for him to add on a day to day seperate plan to One Plan 500.
Details as follows;
VHI Healthsteps Silver; price 206pa; refund per gp visit 25 x 7 visits, consultant visits 60 refund x 7 visits etc.
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An alternative option with VHI is Company Plan Plus Level 1.3; price 1128pa; all public, private and 3 hi-tech hospitals covered, private excess
150 per private/hi-tech admission, 50 excess per day case procedure. Good day to day cover 50% refund for gp visits etc.
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Regards, Snowyb