Is it worth having personal accident insurance (PAI)?
I believe in being one's own insurer but I've recently become aware of a (heavily marketed) AIG PAI policy.
If self-employed, is it worth having this type of policy? They are not entitled to claim Illness Benefit in the event of being unable to work.
The monthly premium is €5.95 or €9.50 for double benefits.
The reviews on Trustpilot are generally poor.
I believe in being one's own insurer but I've recently become aware of a (heavily marketed) AIG PAI policy.
Personal Accident Plan | Accident Insurance | AIG Ireland
With the Personal Accident Plan, AIG offers benefits to help you if you have been injured as a result of an accident with cash paid directly to you. Simple.
www.aig.ie
If self-employed, is it worth having this type of policy? They are not entitled to claim Illness Benefit in the event of being unable to work.
The monthly premium is €5.95 or €9.50 for double benefits.
The reviews on Trustpilot are generally poor.