If you're on a fixed rate you should check your break fee before making an overpayment.I regularly make lump sum overpayments into my mortgage via the AIB "lump sum payment to mortgage account form".
I have noticed that regularly AIB are very slow to action such a request.
Anyone else having a similar issue with AIB.
That's dreadful. You should make a complaint about the extra interest you had to pay – if you have the patience for their systems again.Issue was resolved after 9 working days had passed, two phone calls to AIB and 40mins of holding before they managed to track down my overpayment form. The call ended with “oh we found the form sorry”. That’s several days of paying extra interest on a loan that are in the banks best interest and not mine. Flagging this behaviour in the event that others find the same. Such behaviour should not be tolerated.
What is your mortgage balance, your estimated property value and your Building Energy Rating (BER)?To close this thread out. Yes I am on a variable.
I would complain if I was you. They credited around 200e to our mortgage account to account for delays and also gave us 50e into our current account. Definitely worth the effort of formally complaining.To close this thread out. Yes I am on a variable.
Issue was resolved after 9 working days had passed, two phone calls to AIB and 40mins of holding before they managed to track down my overpayment form. The call ended with “oh we found the form sorry”. That’s several days of paying extra interest on a loan that are in the banks best interest and not mine. Flagging this behaviour in the event that others find the same. Such behaviour should not be tolerated.