Found this form and guide for overpaying mortgages with AIB https://aib.ie/content/dam/aib/personal/docs/our-products/mortgages/overpayment.pdf Given the mortgage accounts are online within your AIB app can you make an electronic transfer (assuming STV and no fixed restrictions) will AIB...
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If you are on a variable rate, there is no break fee to worry about, but you should ask yourself why you are on a variable rate when fixed rates are so much lower.
Issue was resolved after 9 working days had passed, two phone calls to AIB and 40mins of holding before they managed to track down my overpayment form. The call ended with “oh we found the form sorry”. That’s several days of paying extra interest on a loan that are in the banks best interest and not mine. Flagging this behaviour in the event that others find the same. Such behaviour should not be tolerated.
Issue was resolved after 9 working days had passed, two phone calls to AIB and 40mins of holding before they managed to track down my overpayment form. The call ended with “oh we found the form sorry”. That’s several days of paying extra interest on a loan that are in the banks best interest and not mine. Flagging this behaviour in the event that others find the same. Such behaviour should not be tolerated.
Issue was resolved after 9 working days had passed, two phone calls to AIB and 40mins of holding before they managed to track down my overpayment form. The call ended with “oh we found the form sorry”. That’s several days of paying extra interest on a loan that are in the banks best interest and not mine. Flagging this behaviour in the event that others find the same. Such behaviour should not be tolerated.
I would complain if I was you. They credited around 200e to our mortgage account to account for delays and also gave us 50e into our current account. Definitely worth the effort of formally complaining.