AIB Rate Change - Qs on Effective Date

[Vincenza]

Hi All,

My current Fixed Rate with AIB is due to end on Jul 24th. I was intending to switch to their LTV 3 Yr Fixed <=50% Fixed rate of 4%. After last week's increase, this has now gone up to 4.6%. My question is, the effective date of the rate change is Aug 14th, so can I still avail of the 4% rate?

Thanks

 

[Merowig]

Effective rate for the change of fixed rates was 30th of June
So if you want to refix it for 3 years your rate will be

3 Year LTV Fixed <=50%

4.55%

The effective rate for the change in their variable rate is in August.

 

[RedOnion]

Did AIB send you a rate options letter? If they did, the rates on the letter should be valid. There should be wording on the letter to explain. I don't have one to hand.