Hello All,
We're in the happy position of having been approved in principle by both PTSB & AIB. We've gone sale agreed & are just about to finalise mortgage details. we're looking at an LTV of 80% for 26 years & as such PTSB's rates are very slightly cheaper:
PTSB 4.3% APR, Cost per 1000 5.27
AIB's 4.36%APR, Cost per 1000 5.32
Obviously these rates are subject to change so my question is does anybody have any thoughts on who we should go with? I imagine after around 15 yrs we'll probably remortgage to reduce rates but are PTSB more aggressive/ quicker to hike rates, or AIB?
Any thoughts appreciated!
Leo
We're in the happy position of having been approved in principle by both PTSB & AIB. We've gone sale agreed & are just about to finalise mortgage details. we're looking at an LTV of 80% for 26 years & as such PTSB's rates are very slightly cheaper:
PTSB 4.3% APR, Cost per 1000 5.27
AIB's 4.36%APR, Cost per 1000 5.32
Obviously these rates are subject to change so my question is does anybody have any thoughts on who we should go with? I imagine after around 15 yrs we'll probably remortgage to reduce rates but are PTSB more aggressive/ quicker to hike rates, or AIB?
Any thoughts appreciated!
Leo