I had a call late last week from someone in my AIB branch asking me if I was thinking of changing my car. He said that it was a long time since I had a car loan and that they would be happy to advance me one. I bought my current car in 2003 and I don't have a notion of changing it as it is going fine so I told him that I am not thinking of getting any loans for cars or anything else. He then tried to get me to open a new deposit account.