Hi, I read this thread and the outcome with great hope, I rang AIB last week to ask about changing from our fixed 2year rate of 3.6 % and get it to 3.2%. We got our letter which stated that it would cost us over €950 to break this. We drew down in May, took 3 months off paying so we have just paid our second month mortgage. I'm kind of disappointed not to get the outcome above but fair play for getting them to move you! I might ring them again, see if they can do anything else.... It would mean having an extra €36 euro a month for us. Thanks for posting the update. I have my fingers crossed for us!