I am thinking about fixing my mortgage for 2 years. And I know that since I am changing lenders to do this, I have to submit salary details, etc. My question is what happens after the 2 years are up and I need to do it all again and I am unemployed. Would I be stuck with no lenders willing to offer me a continuation of the mortgage because I would have no salary? What if I want to fix it again or "variable it" with the same bank? Would I have to produce salary details again?
Thanks.
Thanks.