Aer Lingus Credit card - pros and cons?

praying someone might be able to help as getting nowhere with 365 call centre.
Does anyone have a AL credit card but not a BOI current account? Im trying to find out how to transfer into it to pay for use. Took 3 weeks to get the card and only today sorted on 365. Cant see anywhere on 365 to add a payee and AIB doesnt allow setup of a CC. Revolut also wont allow irish CC transfers (gives an error message). Theres no way i can walk into a branch every month and pay it off given amounts i might spend.
See theres a "loan" account on the 365 app which has an IBAN but not sure i could transfer into that and also then payoff the AL CC.
Know its hit and hope but does anyone use it without a BOI current ac?
 
@breener I had the AL credit card for a year, didn't use the benefits so went back to ordinary card. I make payments either by withdrawing cash and going into a branch and lodging with machine or do a transfer from N26 to the IBAN given and credit card number as reference. Perhaps get an N26 account so you could do this type of transfer? I also don't have a current account with BOI.
 
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cheers @dubliner8. Just found an online article referencing the IBAN and CC number you suggested. Likely try that route using Rev to avoid taking out cash!
  • BIC: BOFIIE2D
  • IBAN: IE46BOFI901538999*****
  • Reference: you must add the FULL card number which appears on the front of your card
 
@breener Yes the above is also outlined on your credit card statement. Revolut warned me when I made a similar transfer from them to my BOI card that it was not allowed in terms and conditions so I wonder if that will also happen if you try it?
 
@dubliner8 Just did a €10 transfer to see how it goes. will await a warning from revolut! ordering a transaction which is most of the €5k requirement for the free flights in the coming days so hence trying to figure out if alternative methods, rather than cash into the branch, will work.
 
I have the BOI Aer Card, but no BOI bank account.
I pay each month from my AIB current account using the AIB app. IBAN as provided by Aer Card start up info
I've had no problems
Credit card is entered as a Bill