Age: 29
Spouse’s/Partner's age: boyfriend (does not live with me)
Annual gross income from employment or profession: 27k
Type of employment: finance (not qualified)
Rough estimate of value of home 220k
Mortgage on home 200k
Mortgage provider:First Active
Type of mortgage: fixed for 5 years
Interest rate 5.53%
Other borrowings – none
Do you pay off your full credit card balance each month? No
If not, what is the balance on your credit card? 1,100
Savings and investments: savings about 3k
Do you have a pension scheme? No
Do you own any investment or other property? No
Ages of children: None
Life insurance: Yes, as a result of mortgage. Cheapest 1 I could find!
What specific question do you have or what issues are of concern to you?
i just bought a house and my first mortgage payment was this month, EUR1,100, my take home pay is EUR1,900 per month.
bills include, petrol, mobile, heating, electricity, TV, health, life, home insurance etc...
socialising every few weeks, like to keep up with the latest fashion... foreign hols every year.
im afraid i wont be able to keep paying the mortgage payments every month........
Any suggestions would be much appreciated.
Thanks.
Spouse’s/Partner's age: boyfriend (does not live with me)
Annual gross income from employment or profession: 27k
Type of employment: finance (not qualified)
Rough estimate of value of home 220k
Mortgage on home 200k
Mortgage provider:First Active
Type of mortgage: fixed for 5 years
Interest rate 5.53%
Other borrowings – none
Do you pay off your full credit card balance each month? No
If not, what is the balance on your credit card? 1,100
Savings and investments: savings about 3k
Do you have a pension scheme? No
Do you own any investment or other property? No
Ages of children: None
Life insurance: Yes, as a result of mortgage. Cheapest 1 I could find!
What specific question do you have or what issues are of concern to you?
i just bought a house and my first mortgage payment was this month, EUR1,100, my take home pay is EUR1,900 per month.
bills include, petrol, mobile, heating, electricity, TV, health, life, home insurance etc...
socialising every few weeks, like to keep up with the latest fashion... foreign hols every year.
im afraid i wont be able to keep paying the mortgage payments every month........
Any suggestions would be much appreciated.
Thanks.