I was in a small tip over two months ago. I was driving out onto a road from a small sidestreet and there were a lot of cars parked on double yellow waiting for kids to come out of school. My view of the road was blocked and someone waved me out - straight into an oncoming car. I was moving very slowly so it was a small tip - two dents put in passenger side. We exchanged details and he has just phoned me to let me know he has two quotes in, the cheapest of which is €1,350. I accept that this was my fault - my driving instrustor used say to be very wary people helpfully waving you on.
Have never been involved in anything like this before (luckily) and am looking for general advice.
Should I be concerned about the time lag between the accident and the quote - he said he has not had time before now to get this sorted? I am clueless about cars but would have thought that €1,350 worth of damage would nearly put a car off the road?
Should I ask to see a written quote of the damage before agreeing to pay it and should we meet at garage? Is that what people do in cases like this? I assume I pay the money direct to the garage?
I would rather not go through insurance and lose my no claims bonus although maybe I should - how would I work out how much this would affect me in increased cost of insurance (without alerting the insurance company that I have been in an accident)?
Incidentally, my own car is perfect and has barely a graze.
Have never been involved in anything like this before (luckily) and am looking for general advice.
Should I be concerned about the time lag between the accident and the quote - he said he has not had time before now to get this sorted? I am clueless about cars but would have thought that €1,350 worth of damage would nearly put a car off the road?
Should I ask to see a written quote of the damage before agreeing to pay it and should we meet at garage? Is that what people do in cases like this? I assume I pay the money direct to the garage?
I would rather not go through insurance and lose my no claims bonus although maybe I should - how would I work out how much this would affect me in increased cost of insurance (without alerting the insurance company that I have been in an accident)?
Incidentally, my own car is perfect and has barely a graze.