Hi Baxter,
Welcome to AAM.
If you are looking for more bang for your buck, the following VHI plan is worth considering, slightly more expensive than PMI 44 16, but also
includes good day to day cover.
1. Company Plan Plus Level 1.3; price 1128pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 per admission,
day case excess 50 per procedure. Day to day included 50% refund for gp, consultant visits etc.
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If hi-tech hospital cover is not a priority, the following 2 plans cover both public + private hospitals(including Beacon hospital).
2. One Plan 250; price 855pa; all public + private hospitals + some Beacon cover, private excess 250 x 2 max per year for all admissions,
day case excess 150 per procedure.
3. One Plan 150; price 947pa; same hospital cover as One Plan 250 - only difference is the private excess 150 x 2 max per year for all
admissions, day case excess 150 per procedure.
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An alternative to PMI 44 16 with VHI, is PMI 37 13 with a lower excess. Details as follows;
4. PMI 37 13; price 1103pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 100 per admission or day case.
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One Plan Family is a good option for the child.
Regards, Snowyb