Have you approached MABS?
Why pay a commerical company when MABS will do it for free?
Is this the company you are considering http://www.primafinance.ie/ ?
, some of these other companies can compound your problems.
Neoman, MoneyBloom charge a flat fee of €250, regardless of the number of creditors. They put an affordable plan in place & negotiate with your mortgage provider.
I'm quite happy to go for insolvency but I have heard that a lot of PIP's are negotiating similar debt settlements(as those being achieved by insolvents) before going into the insolvency process as the banks dont want the hassle and cost of it.
Neoman, it would be important that you hire someone who is competent to do so and who will work in your interests rather than an emphasis on them getting money from you.
Can you expand on that.
What i mean is that people who are facing insolvency etc dont need another bill on top,especially if MABS can do the job for free
PPR.....outstanding 365k....value 200k....arrears....26k...monthly 1800 agreed payment 1200 but managing to pay 1350. IBRC
RIP.....Voluntarily surrendered in 2012 to IBRC.....Sold this year by them leaving a now unsecured shortfall of 155k
Aib loan 27k currently paying €100pm
car loan reduced payment €150pm
Subprime lenders Cabot/avant/etc €22k approx across 4 loans with no payments at all being made since 2012
Total Income €35k
MABS can only do the insolvency work on unsecured debt under 20k, after that they will just be negotiating payments etc, not write offs and long term solutions.
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