I just received an email inviting me to renew my AA home insurance. There are two problems with it:
1) The new quote is 40 Euro more expensive than the old one, as AA has smuggled an "administration charge" into the quote.
2) More worryingly, scrolling down almost to the end of the policy document there is a provision that the house will be unoccupied 0 nights during the entire year (one month in the old policy). I never agreed to this, and presumably it would exempt the company from meeting a claim if something happened while we were a weekend away.
One way of avoiding these pitfalls is to simply search for a fresh quote from AA, which came in at almost the same cost as the old one without the "administration charge" and the 0 day provision. Alternatively, it might be worth searching for a more ethical alternative if such a thing exists in the Irish insurance market.
I hope this is useful to some.
1) The new quote is 40 Euro more expensive than the old one, as AA has smuggled an "administration charge" into the quote.
2) More worryingly, scrolling down almost to the end of the policy document there is a provision that the house will be unoccupied 0 nights during the entire year (one month in the old policy). I never agreed to this, and presumably it would exempt the company from meeting a claim if something happened while we were a weekend away.
One way of avoiding these pitfalls is to simply search for a fresh quote from AA, which came in at almost the same cost as the old one without the "administration charge" and the 0 day provision. Alternatively, it might be worth searching for a more ethical alternative if such a thing exists in the Irish insurance market.
I hope this is useful to some.