Last edited: Oct 3, 2018 Split from another post - Moderator After sale of my business next year my CASH worth should be around total 700,000 euro. (200k saved currently in cash deposits, 500k from property/business). I do not include my personal primary residence in this figure, it is fully paid off, and I have no debt. I have a small amount (maybe 60k) already in a private pension fund which I do not include in this figure, I would only withdraw moneys from my pension fund when age appropriate and no penalty. I am ~35 years old, married and do not have children currently. We may have some in the future. Our yearly spend (minus mortgage) for the last 5 years is consistently @17k per year (I know this is low, but we do not scrimp or deny ourselves anything, it's simply we have always enjoyed a less materialistic style of life, and I don't see this changing). I've been recently reading about early retirement, FIRE and websites like MrMoneyMustache and I found the idea of early retirement extremely appealing and suited to my personality, but I've also read that the investing rules they use in US/Canada are not quite as easy or applicable to Ireland due to our heavier tax/fees. My main question was how likely is it that I can invest this cash lump sum in some sort of ''passive investment'', living in Ireland, and withdraw lets say increasing my yearly spending to 20k/annum and still live off the interest generated. I would only be interested in doing so keeping it as ''passive'' as possible using (correct me if terminology is wrong, I have no financial skill-set) something similar to index funds or similar to Vanguard (this particular company unavailable in Ireland from what I've read?). Now I know ''emergency fund'' etc, but when I say retirement, well to be honest I would look at it more like extended career break. If we needed money, we could always go back into the workforce at a later date. It is appealing to me to have the middle section of our lives with passive investment, and if we need a cash boost my plan is we can pretty easily go back part time, or later in life. I'm a bit of sponge when it comes to reading through scenarios, retirement calculators etc online, but at the end of the day I need to run this past someone in ''real life'' to see is that plan possible. Thus i'm hoping to go to a financial adviser soon and my second question would be is a FA going to laugh at my face for this plan, and secondly since I envision this having a fairly complex set up, but then basically very little ''steering'', would someone who works to set up for a flat fee be appropriate, rather than commission? Does the FA also typically ''set up'' the investment, or do they guide/advise and the person does it themselves, using degiro or similar? Third question is that the TAX implications of this seem complex in Ireland in particular, my goal since my yearly spending is low is to keep my ''income'' from these investments as low as possible and thus have a low tax bill for my ''working life''. I currently use a professional accountant, and I imagine I would need to retain him yearly, perhaps at a different rate, but does a financial planner also include tax implications or is this the realm purely of the accountant, and how do the two professions typically interact with eachother? Thanks if ye take the time to respond, first time I've actually put this potential plan down on ''paper''