I'm not sure if this is the right forum, so apoligies if it's not. I'm looking for advice for someone who has 50k just sitting in their current account. There's so many offers around at the minute that their not sure where they can get the best deal. Basically, they want immediate access to the majority of their funds but would consider putting a portion of it into a, say, 30 day notice account. I know Rabo offer a good rate, but is this only on balances of up to 10k? Should they consider depositing the 50k between a number of institutions?