Suggest you keep building your cash reserves and paying down your mortgage ahead of schedule for the next 18 months and then re-visiting your long-term financial strategy when your plans are more certain.
Just break the amount you want to overpay.Fair one, just feels a bit pointless to have it sitting in deposit accounts. Can't pay any more off the mortgage unless I break and switch to a variable, any advice on this?
Just break the amount you want to overpay.
At 31 after just buying a house with partner, is there other upcoming life events that you'd want to plan for - weddings, kids? Does your medium-long term outlook account for those things?
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