2k arrears with EBs

Motherhen,

I feel sorry you with some of the responses you're getting. ''Can you take a lodger'' no she cant she has young kids. My advice would be to lodge what you can afford each month to the mortgage account, go to the imho association and get them to negotiate a deal. It will take a long time before the bank could get you out and by that time hopefully the imho will have got some sort of deal for you. Best of luck
 
Would you consider relocating to a cheaper part of the country. If you could do a deal with dead beet dad to get his name off your house and sell up you would have enough left over to buy a nice semi down here in the west, 50 min from galway city, good schools and plenty of work around now as well. It would be a big move of course and would take a while to settle in but it can be done.
 
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