Hi Tammi,
Unfortunately, as your renewal date is 1st April 2013, most of the plans will be increased in price by that date,
with all four providers.
However, in order to avoid the price hikes, if you switch to Laya Healthcare, you can sign up with effect on 29th March 2013, for the
current price. They have very good value on offer at the moment.
Here are a few suggestions to consider;
Adult Options;
1. Total Health Choice; Price per adult; 874(900) -public,private + hi-tech hospital cover,good outpatients 50%,100 hospital excess
2. Total Health Plus; Price per adult; 1028(1058) - public,private + hi-tech hospital cover,good outpatients 50%,100 hospital excess,lower shortfalls.
3. Company Care Plus; Price per adult; 1059(1090) - public,private + hi-tech hospital cover,no hospital excess,excellent outpatient,75% refund,lower
shortfalls for hi-tech cover.
www.hia.ie/ci/comparison/step3?100&323&321&198/
prices in brackets include a 3% charge if paying by instalments.
Note; The hospital excess(100) only applies to a private or hi-tech hospital admission, it does NOT apply to any public hospital, in respect of
of an adult or a child or student.
Kids and Student Options (both are same price)
1. Total Health Choice; Price; 273(281); - public,private + full hi-tech hospital, good outpatients,hospital excess 100-(see note above).
2. Simply Health Starter; Price; 253(260) - public,some private + cardiac hi-tech hospital,good outpatients 50% refund, no hosp excess.
3. Essential Connect; Price; 219(225) - public,private +full hi-tech hospital,limited outpatients,hospital excess 125.
4. Essential First; Price; 195(200) - public, NO private, cardiac hi-tech hospital cover,limited outpatients,no excess.
www.hia.ie/ci/comparison/step3?100&323&278&282&285/
There are no childrens private hospitals in Ireland, so public cover for a child is fine. If you include full hi-tech cover, both Mater Private and
Blackrock Clinic offer children's surgery fully covered for kids age 3 and older.
Note; You can choose different plans for each individual member of the family if you want.
If you prefer to stay with VHI Healthcare, there are a few options to consider. However, details of the increased prices from 28/3/2013 are
not available on the HIA website. I will post details when I check out a few things.
Snowyb