2026 investment strategies

[DeeKie]

As we turn into the new year are you contemplating any changes in investment strategies? A switch or deduction in US exposure? A move towards the East?

 

[Philip S]

I was trying to spread myself acrosss 3 portfolio's in 2025 DCAing into each. One in growth, one in dividends and a set and forget. For 2026 ive moved all into the set and forget fund which was always my long term aim. Just for fun I have set up a small portfolio based on Google AI that i will monitor to see how it progresses. The google portfolio is about 3% of total investments.

 

[joe sod]

European stocks have done very well this year but Asia Pacific region is still performing poorly so probably more money invested in Asia Pacific region. So yes continue move money out of US markets to other regions as dollar depreciation likely to continue

 

[ClubMan]

I have no intention of trying to time the market and predict the future myself.

 

[Persia]

Me neither, did it once before when all the noise was how the US markets were overheating etc and regretted it enormously.

 

[Bluefin]

my main reason for exiting the US market (hold individual stocks) is the potential tax treatment of inheritance taxes for spouse/child…

 

[ClubMan]

I presume you mean US Estate Tax in the seemingly rare case that someone actually pays it...

Key Post - Be careful if you hold more than $60,000 in US equities

Of course what most people don't appreciate is that if you are not a US citizen or US resident and you hold more than $60,000 in US equities then US estate taxes apply to transfers between spouses on death. That's right if you die your spouse or civil partner would have to pay US Estate taxes...

www.askaboutmoney.com

Look who's getting away with not paying this estate tax

Foreign holders of U.S. assets who fail to pay estate taxes could be costing the U.S. Treasury billions of dollars.

www.cnbc.com

Under U.S. tax law, the estates of foreign holders of U.S. assets, such as stocks, real estate, or valuables, are required to pay estate taxes on those assets after the death of the owner. There’s even a handy piece of IRS paperwork — form 706-NA — to help calculate the tax.

But one veteran Swiss banker tells CNBC that this rule is widely ignored around the world, and the U.S. government has no way to know how much money it is owed under its own laws.

The result, the banker said, is that the U.S. Treasury is likely being deprived of billions of dollars each year.