H Horatio Registered User Messages 773 23 Sep 2021 #21 moneymakeover said: Ireland State Savings - 5 Year Savings Certificates | Products | State Savings Our 5 Year Savings Certificates are a secure and straight forward way to save and earn interest on your savings over the medium term. www.statesavings.ie 3% after the full 5 years "To benefit from the full return, you must hold the product to maturity" In other words if you cash in a portion early you lose the interest on that portion. After 5 years 90k becomes 92.7k Click to expand... Urrgh! An unthinkable move IMO.
moneymakeover said: Ireland State Savings - 5 Year Savings Certificates | Products | State Savings Our 5 Year Savings Certificates are a secure and straight forward way to save and earn interest on your savings over the medium term. www.statesavings.ie 3% after the full 5 years "To benefit from the full return, you must hold the product to maturity" In other words if you cash in a portion early you lose the interest on that portion. After 5 years 90k becomes 92.7k Click to expand... Urrgh! An unthinkable move IMO.
M Marc Registered User Messages 1,865 23 Sep 2021 #22 Actually you only lose some of the interest and the return is generally better than a bank account even on early surrender as we set out in detail here https://globalwealth.ie/news-and-views/how-do-i-get-the-best-return-on-my-savings
Actually you only lose some of the interest and the return is generally better than a bank account even on early surrender as we set out in detail here https://globalwealth.ie/news-and-views/how-do-i-get-the-best-return-on-my-savings