Urrgh!Ireland State Savings - 5 Year Savings Certificates | Products | State Savings
Our 5 Year Savings Certificates are a secure and straight forward way to save and earn interest on your savings over the medium term.www.statesavings.ie
3% after the full 5 years
"To benefit from the full return, you must hold the product to maturity"
In other words if you cash in a portion early you lose the interest on that portion.
After 5 years 90k becomes 92.7k
An unthinkable move IMO.