I have been with them for House Insurance for about 4 years and have found them excellent pricewise, I haven't needed to avail of the coverage so can't comment on that although both Insurers which the policy has been with are leading Insurers in the Irish market. At the date of the 1st renewal I found the price quoted considerably higher than the price I had paid initially so I renewed on-line as a new Customer, each year since it has been very competitive and much lower than quote I received from other Companies.