€30,000 An Post ?

C

Caroline_T

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Can somoene tell me what you would get if you put in €30,000 into An Post 3 Year Saving Bond and the 5 1/2 Year Saving cert. I am reading all about % can someone actually just give me a figure at the end of each year and minus dirt etc :)

Also if there is another place to put it that would be a lil return at the end of the years

Thanks a million:)
 
3 year Bonds - 10% = €3000 interest - No DIRT payable

5 1/2 year Certs - 21% - €6300 interest - No DIRT payable

Assuming you leave them in for the full term

Info on yearly rates on www.statesavings.ie (It shows interest per €1000 at end of each year so just multiply by 30 for €30000)
 
I had a look for you, for both they are TAX FREE not very clear but they are tax free so

3 year = €30,000 x 10% = €3000 after 3 years = €33000 total

10% 3.23% 3 year Savings Bonds2 3.23% 10.00%

and the next one = €30000 x 21% = = €6300 = €36300

21% 3.53% 5½ year Savings Certificates2 3.53% 21.00%

as they say simples but hope this answers your query.

noah
 
Caroline_T said:
Can somoene tell me what you would get if you put in €30,000 into An Post 3 Year Saving Bond and the 5 1/2 Year Saving cert. I am reading all about % can someone actually just give me a figure at the end of each year and minus dirt etc :)

Also if there is another place to put it that would be a lil return at the end of the years
Click to expand...

Have a read of the term deposit best buy thread. Other options include KBC who pay 4.46% for 3 years.
 
With DIRT increased from 27% to 30%, the DIRT free saving certs and saving bonds looking very attractive now
 
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