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Hi Brendan To be fair to Amazon - there is an option there for Free Delivery without Prime - which would get you the item by the 13th of December

I think we can put the idea of any political party broadening the tax base in the current climate to bed. The list posted by Purple would be a great start, but its just not going to be implemented by any party as it would be wildly unpopular. How much scope do we have from the EU to reduce VAT...

Hi All I was recently advised by my local County Council that my rental property was going to be subject to a standard inspection to ensure everything is in order with the property. A private contractor was sent out and undertook the review last week. Yesterday I received the findings and the...

Hi I worked in the UK for three years (2012-2015). I have a pension from my time there and with a no deal BREXIT on the horizon I am looking about transferring this amount back to Ireland. My current DC scheme is not a QROPS so I will need to set-up a new scheme to transfer this pension over...

This is extremely confusing. I contacted Revenue via ROS in relation to my redress on a buy to let. I was told to amend my returns for the impacted years by adjusting the interest deduction - resulting in large payments being made to revenue. This clarification seems to deal with "compensation"...

I think this is probably a quirk of switching pension providers. The €136k premiums paid was the total value of the contributions and asset growth over the previous 15 years that was then invested with the new provider - growth shown is just the one year performance of that amount

I assume he meant the first €1,000 each month - so €12k per annum at 12.5% with the top rate on anything above that

If you did not register the property with the RTB in 2013-2017 then you can't deduct the Mortgage Interest - or do I have that wrong?

PatrickJ - you say the €600 payment was missed six months ago, but why were you threatened with a rent receiver in December before the missed payment took place?

Cashflow may be nil - but there could still be profit. For Example Rent 1000 per month Mortgage 800 p/m (400 interest and 400 capital) Other Allowable Expenses 200 p/m So - zero cash flow, but rental profit of 400 p/m (Rent minus Interest and Other Allowable Expenses) Tax would be due on the...

I am sure more clued in members can opine on this, but I wouldn't have thought its as straight forward or black/white as you have alluded to. I would have thought, using a portion of the €100k inheritance to fund a maximum AVC for last year and this year (25% of your salary being €11,250) would...

Just on this - the interest is only going to be on the loan, assuming you don't have a 100% Interest Only BTL

Hi Ciaran Thanks for the feedback - I think that is definitely the future alright, and quite a few of the responses have mentioned these methods. I think, from our point of view, this will have to go down as a potential future study as the focus is more on traditional banking. Thanks to...

Hi I am a final year student in DIT, undertaking a degree at night in Business Studies. As part of our final year assessment, we have to undertake a group dissertation. Our group, as per the thread title, are looking at the impact that changing retail banking technology has on the Irish...

No. It will be taxed at the same level

What is this magical "high-growth" share that will grow for 30 years that we can invest in and forget about? I'm with Gordon - I do not think there is anyone out there that, whilst maintaining their own job and not being a full time trader, that can beat the 20% advantage that comes with...

As you said, population aging, more people will be impacted by changing the pension rules, which means more voters. I doubt any political party will grasp this nettle

Hi I know this has been discussed on several threads, but its now becoming a reality. My mortgage, which is now a buy to let mortgage, was part of the tracker review. I have now received my redress and compensation (for information, my compensation was 8.5% because mine was a Buy to Let...

Has there been any discussion on this at all? I'm in this boat, have had my tracker restored, just waiting on redress. If they just apply the over charged interest to the mortgage balance and I have to revise my tax returns for over claimed interest, I'll have to come up with the cash to pay revenue

Just on this - we are currently on a 3 year fixed rate with BOI and are overpaying 10% of the repayment - (around €130 a month) - they never mentioned anything about the €65 cap and were happy for us to overpay the full 10%