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    Switching with 3 children

    Wow this is interesting and disappointing to hear.we bought in 2013 two incomes then now only 1 plus add 2 children under 4 and our 3rd to be born late November.. I'm was hoping to switch from robbing bank of Ireland next October when the fixed rate is up..out LTV will be under 50% then ..I...
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    38 and don't know what to do

    If I were you I'd get a mortgage of your own salary and be prepared to use your 55k ..were do you want to live ? Can you get a decent house for 3.5 times your salary plus hide your pregnancy so get mortgage in 1st trimester if u can
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    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    Bank of Ireland Mortgage outstanding :150000 Date i fixed: October 15 Period: 3 years Fixed rate :3.6% Term left :14 months fixed at 3.6 % have 26 years left of mortgage Breakage Fee : 585 euro.. I'm undecided what to do but unhappy My LTV would also be between 50 to 60%. My argument was I...
  4. Brendan Burgess

    Case study Examples of zero or very low fees for breaking out of a fixed rate mortgage

    I have copied posts into this thread to illustrate how lenders are charging little or nothing for people to break out of their fixed rate mortgages early. Anyone who fixed in the past, should be getting a quote from their bank. You may have fixed 3 years ago and have two years to go. You can...
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    Case study Examples of zero or very low fees for breaking out of a fixed rate mortgage

    Bank of Ireland Mortgage outstanding :150000 Date i fixed: October 15 Period: 3 years Fixed rate :3.6% Term left :14 months fixed at 3.6 % have 26 years left of mortgage Breakage Fee : 585 euro..
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    how to calculate compensation if I change fixed rate on existing morgage

    in 2015 i signed up 3 yrs fixed at 3.6 % now thjats reduced to 3% i have to wait till october 18 to either switch or fix again at 3% or wjatever the fixed rate is then. I was very annoyed as i think the rate lowered shortly after i fixed for 3 yrs at 3.6% which at the time appeared a good deal...
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    flat attached to house

    looking for some advice i am thinking of extending above my converted garage and creating a two ROOM flat with own entrance attached to my family home..i live in newbridge area would i get renters in this part of kildare, I would soundproof the walls .. Any advice welcome im just lookig for a...
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    Getting car loan on social welfare

    try a credit union I doubt a bank will give a loan its not income . does that include rent allowance its allot of money from the tax payer but understand she obviously cant work due to circumstances. she could get a pcp and hand back the car in three years.
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    Athgarvan Co.Kildare

    we bought in newbridge in a lovely estate on the arthgarvan road in 2013 and to be honest we could not be happier.we live in a large home in a fantastic area with everything in it.plus to have the curragh beside us is just amazing plus so close to Dublin 40 to 45 min drive..would not want to...
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    UPC to Eir after Virgin up prices

    yes ditch sky and get a free to air box its legal not a dream box with it you get all your irish channels.itv 1 to 4 all bbc..film 4 etc..once of payment I paid 250 well over a yr ago ..keep ur broadband and stream through mobdro
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    UPC to Eir after Virgin up prices

    mate if I were you id downgrade to just bb with phone .get free to air box and also pick up an android box for 65€. you will get every channel you could want plus have legal access to movies n boxsets.. allot of the channels with eir and virgin media are free to air anyways. I ditched my upc...
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    Energia - Whats your experience been like ?

    i switched last year with no problems however after the year they gave me absolute no incentive to stay so i switched back to electric ireland.they then sent a letter sayibg they were sorry to lose me as a customer and stated if i wanted to switch back i could for the best rates at any...
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    Regular saver Rate Change

    sure i opened with kbc reulat saver at 3.5 and now its a measly 2%.i was tempted to switch to EBS but its only 3% for one year then it rolls to a measly 1 % if my serves me correct..ill stick with kbc and see if rates go up which appear unlikely any time soon.or may put into an aib saver at same...
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    debit card tax replaced by 12 cents per transaction

    so does this charge only appkx to atm usage.can we avoid this fee by getting cash back..is there bank charges for doing so with aib and boi..
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    EBS increase regular saver rate to 3.00% AER fixed

    tes but only 7 months ago kbc regular saver was ať 3.5 % There has been a 1% drop since then léts Hope IT doesnt drop again
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    EBS increase regular saver rate to 3.00% AER fixed

    were is thé link
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    switching current account

    is it true i could in theory transfer 1500 euro in the account and take it back out ağain next day for free banking
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    switching current account

    has ayone experience of switching current account from BOI to PTSB.I am really considering doing so free banking etc the problem is we pay the mortgage through the current account and would hate to miss a payment by switching current account provider.. what is peoples experience oF PTSB will...
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    PTSB's New Current Account Offer - €100 to switchers!

    i Would like to switch but would be concerned about mortgage not being paid on time as IT goes by direct debit along With life insurance. plus the child benefit and me wifes maternity benefit gets paid into our boi current account. im sick of having to keep 3k in the account to avoid daily fees...
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    Where is the best place to buy a mobile outright?

    Hi Breandan You can buy sim card free mobile phones in argos and put in your sim card
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