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    Ptsb to offer write off to landlords in arrears and negative equity

    I wonder will there be a clause precluding legal action for those taking it if they were to avail of the facility? I also wonder if I'll be able to avail of it with very low arrears but very large negative equity.
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    Credit card for those with bad credit?

    Because of those fools in PTSB, we've been left with bad credit. Their constant raising of the variable rate when they didn't give us back our tracker caused us to slip into arrears. When they discovered their *mistake* & rectified it, we were a little under €10k in arrears (they originally...
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    ptsb agrees to pay additional €50k and write off €300k shortfall

    Harry, did they restore your credit rating & arrange for an alternative mortgage ? Although €50k and the balance write off are great, it still results in you being X number of years older & now no home that you own (this may be your preference), to me, that's unsatisfactory. A better solution...
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    Only 118 restored tracker holders have appealed so far

    There's no way in hell I would have gone with an appeals board being financed by the very people who swindled me. Straight to the legal route.
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    69 ptsb tracker appeals finalised, 55 rejected

    That's a dismissal rate of 79.7%. From this "Unbiased" panel. Glad I went straight to a solicitor.
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    PTSB Public meeting on PTSB Redress Scheme - Thursday 31st March

    Still feel sickened over this whole thing. As Bronte points out above. There's years of interest from missed pension payments (as well as the payments themselves). Sickening that they continue to get away with it.
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    PTSB Public meeting on PTSB Redress Scheme - Thursday 31st March

    Any location on this Brendan ?
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    ECB cuts interest rate to 0%

    Yes. Was only saying to someone earlier, if the rate had gone up, I'd have a letter this morning with the new rate on it...
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    ECB cuts interest rate to 0%

    Just been on to PTSB, they'll be dropping rates in within 30 days
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    "90% of cases have been fully redressed"

    I don't read that as having "objected" to it, instead asking for the offer to (rightly IMO) be reviewed. Everybody's needs to be reviewed.
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    ECB cuts interest rate to 0%

    The ECB has cut its deposit rate deeper into negative territory The European Central Bank has cut its main interest rate from 0.05% to 0% - the first cut since September 2014 - in an effort to boost sagging euro zone economy. The bank has also cut its deposit rate deeper into negative...
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    Appeal to PTSB Appeals Panel rejected; Now complaining to FSO

    Are you now free to go legal with them Sandra, or was that it?
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    Where are we on the 3.25% margin issue?

    Thanks for the update Padraic
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    Has anyone appealed a PTSB Customer Appeals decision to the Ombudsman and if so were you successful

    It always seemed to me that the appeals board would be ever so slightly (sarcasm) biased, so I decided to go the legal route.
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    Sunday Times "..Investigation..PTSB..failing mortgage holders.."

    Is that piece online ?
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    Appeal process

    Padraic Kissing brought the overcharging to the attention of the central bank & pretty much started all this. For which we are grateful.
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    Appeal process

    Or Anthony Joyce & Co.
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    Does LTV affect tracker rate granted?

    This is the PTSB redress forum, not UB.
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    Does LTV affect tracker rate granted?

    We were switching from First Active to PTSB.
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    Does LTV affect tracker rate granted?

    We were given 2.25% above ECB but are disputing it.
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