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Thanks Red onion, that's great to hear. Setting up a ddm is wise and I will do it this month. Thanks again.

Hi, Hope everyone is safe and well. I realised yesterday that I had not paid off my credit card balance. It should have been done by 29 April. I had a few things come up in the last week with my parents who are cocooning in another county and it totally slipped my mind. I transferred money on...

Our creche contacted us yesterday and asked very nicely that we pay for the full month of March. They are paying their staff until the end of March. My babysitter works in the creche and she confirms that they are being paid until the end of the month. I assume all parents pay monthly at the...

I would follow Steven’s advice and get a copy of the application form. You will then have all the documentation (as you say you have the reasons why letter and the policy document). Come back to us when you have sight of the application form. I don’t know if there’s any point going to a...

If you haven’t been paying for this benefit, didn’t select it on the application form and it’s not on the policy document I don’t think you have any case tbh. You could outline what you have done here in a letter to the insurance company but I don’t think you have a leg to stand on. If you...

Hi OP, Did the broker give you a price including the continuation option when he came out to discuss the plan, fill out the application etc? If so, is that the price you have paid all along? Or did you pay a lesser premium (to reflect not having the continuation option)? If you have been paying...

Oh there is a very positive attraction to teaching. I want to do a job where I can make a difference. Where I can be a positive force in someone's life. I do love children and I'm very comfortable with them. They seem to flock to me. Then there's the things like putting on a dress and heels and...

Cremeegg, I don't think I would fall Into the category you describe. At least I hope not! Paddy, what would you do if you left teaching? Would you take a year out to refresh yourself? Looking back I was at a real crossroads 10 years ago and I was strongly considering teaching then. I'm sorry...

You sound a bit like me Paddy, I don’t like clutter. I get my two year old twins to clean up their toys every evening!! You are a night owl so. Are you long teaching? Are you enjoying being off? I had 24 days holidays in my last job. It’s fine when you are younger and have more energy but it’s...

Thanks Paddy, I wouldn’t mind doing some work during the summer. Would feed into my obsession with being very organised. 2-3 hours is a nice bit, but if you can do it at home later when you have had a few hours break from work it’s ok.

No problem, thanks for your very honest post. I have a close friend a first cousin who are principals and it does seem to be a poisoned chalice for a lot of people. I have heard that they are starting to struggle to fill posts due to what you describe. God love your sister, I would not be...

You do no problem. I’d say it’s a barrier for a lot of mature students.

Thanks for the reply no problem, my own children will be in primary school when I will be teaching. When I say I’m doing this for the job I don’t mean that I think it’s a cushy number, the opposite really. I think teaching is a challenging, noble profession and I want a job that’s challenging...

Cremeegg, thanks for your encouragement, I take it you are enjoying teaching. It’s primary teaching I would do. Thanks clueless, I have been keeping an eye on this website. Thanks Leo, yes it’s a very full on course. I’m prepared for that. I suppose you don’t get a masters without a lot of...

Hi All, I’m considering training to be a teacher. It’s something I have been thinking about for about ten years. I meet all the requirements for the Hibernia course and I can afford the fees. I’m at home at the moment and if I do the course my two children will be doing the ecce and will stay...

Hi SCurry, how did you get on with the new job in the CS? Did things improve or have you pursued the teaching?

I think your incomes are two low for One of you to give up completely. Could one of you try to do three days and one try to do a four day week? Children would only have 2 days childcare then? One of us stays at home full time and our remaining salary is a lot larger than your highest salary...

Thanks for that input DCD

Hi, We are looking at housing options at the moment. We are exploring a self build. We want to do this in county cork. We will not get planning (due to needing to be a local) where we want to build so our only option will be to buy a serviced site with full planning permission. Not ideal as we...

Can anyone help me? We are looking to move. We are thinking of basing ourselves near Fermoy. Does anyone know if there is any option of unrestricted planning in any of the villages/town lands around Fermoy. I have tried to find out online myself. I have looked at the county council website but...