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  1. H

    Start Exiting

    Is this the "start" of a mass exodus?
  2. H

    Can you buy house with judgement mortgage on it?

    seek the advice of a solicitor
  3. H

    GP extra charges

    why shouldn't it be normal? A medical card presumably is for medical care and not administrative tasks by the medical centre or doctor
  4. H

    Ulster bank over charge - 4 times - on Business loan to purchase investment property

    I have a very similar knowledge of this with the bank mentioned.
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    How much for a solicitor review of a commercial lease agreement?

    I would suggest that a solicitor doesn't simply "review" a commercial lease. This is a transaction not unlike purchasing a house.
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    An employment law solicitor?

    Is this recommended person regulated?
  7. H

    Advice on attic insulation options

    thanks for that. very helpful.
  8. H

    Advice on attic insulation options

    would laying rock wool over existing fibreglass insulation be ok/safe/healthy?
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    Irish Properties worth €1m... Time to diversify?

    how would you go about deciding what stocks to purchase. I think holding for the longterm and not going into an ETF (41% tax every 8 years) is a good strategy especially if you are thinking of leaving the shares in your Estate. However what 10? stocks would you purchase?
  10. H

    Solicitor Fees..

    It appears that the solicitor will have to ultimately agree to the fee that he or she quoted. There appears to be a contract for professional services with no terms and conditions attaching. However solicitors generally far undercharge for the work which the carry out in conveyancing. It...
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    18 year old - best investment?

    Many thanks for your kind posts. 1. My initial thoughts were to set up an ETF. I think I tried to do it for her with an online broker a few years ago but came to the conclusion that it was not worth the hassle given that she is a minor and I said let her set up her own trading account when she...
  12. H

    18 year old - best investment?

    My daughter is turning 18 shortly. She has 5K in a deposit account from various gifts. Someone suggested to me that she should set up a PRSA for tax free accumulation. I will be paying for her college education. What do you think is the best way to invest the deposit and possible future...
  13. H

    Business sold, €4m to invest?

    My guess it that this person is not going to rest on their laurels or go into retirement. I would say that the person is likely to go for it again and maybe a few times more before retirement. The windfall from the sale are somewhat of a distraction would be my guess. I would say interview...
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    Acknowledgement of mortgage debt - how does the court define it?

    In my view, it is the status of the debt at the time the cause of action accrued that determines the relevant section of the Statute of Limitations. So if the debt was secured when the cause of action accrued then a 12 year limitation period is likely. The loan A acknowledgement is not likely...
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    Acknowledgement of mortgage debt - how does the court define it?

    sadly not where the Principal was secured by a mortgage.
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    Acknowledgement of mortgage debt - how does the court define it?

    A 12 year limitation period is likely to apply possibly starting when the Letter of Demand issued giving rise to the receivership appointment.
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    Solicitor Recommendation to deal with vulture fund chasing shortfall on repossessed buy to let

    I would advise you to employ the services of a solicitor, initially at least. This is likely to become a legal matter and an appropriately experienced solicitor could save you a lot of money. There is no certainty that a creditor is legally entitled to succeed in obtaining a shortfall. If...
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    Ivan Yates: "We bailed out the banks..."

    But what really annoyed me last night was Ivan Yates saying "We bailed out the banks". This is ironic in the extreme. The reason that the taxpayer had to bail out the banks was because people like Ivan Yates were not able to repay the money which they had borrowed. There are multiple reasons...
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    How should deposit income of minors be taxed?

    I was looking into setting up an account with Degiro for a minor child and purchasing a Vanguard ETF (s). It appears that I have to set up my own name? I suppose I could set up in joint names? I am concerned that there would be tax implications for myself. The funds are from the minor's...
  20. H

    Vanguard Index Funds

    Thanks Landlord.
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