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Did you have a previous offer of a tracker? Then drew down on a fixed?

c. 1,907 mortgage accounts that converted from a tracker rate to another rate product post drawdown up to the period July 2008 are now identified as impacted. Does this mean if you had a tracker and switched to a fixed rate in august 2008 that you are deemed not impacted? Surely they can't...

The cohorts have changed since end October. I agree there is some "jiggling" around of the cohorts. Anyone that was moved off a tracker by KBC should be returned. Those now that signed the fixed rate stating on expiry they would go to the Standard Variable Rate will now it appears be returned...

Based on the Irish Times article finally the regulators are flexing their muscles. Eventually all cohorts with KBC, at least 2,500 accounts, should be deemed impacted.

Mr Lane and the central bank are wimps!! Once more in Paddyland the little people are left high and dry!!

Listening to Brendan Keenan on the Marian Finnucane lunchtime today with David McWilliams, and others on the panel Brendan Keenan states that "in last 48 hours everything has changed The wall of resistance has crumbled" " All previous conversations are inoperative." In the next 6 months...

Daniel McConnell Irish examiner Saturday 21/10 "My anger, my outrage is directed not just at the scumbags in the banks who as a matter of policy moved people off their supposedly legally-binding tracker mortgages. Those crooks should be hung, drawn and quartered for what they did, but my ire...

Breaking from the fixed is not an issue. It does not change the terms of the original contract unless it specifically states you will go onto the STANDARD VERIABLE RATE

Quote"The Department of Finance said last night that the Central Bank has powers to compel lenders to redress customers, but only dating to 2013 legislation. It added: “The Central Bank does not have statutory powers to compel lenders in respect of failures that occurred prior to the...

"If the reversionary rate was clear on the face of the offer" It's not clear!! Premature to state "I don't see any particular reason why your mortgage would have been included in the review"

Extremely sharp practice on the part of the bank possibly breaching code of conduct! Loan was underwritten as a tracker then pulled it from under your feet before drawdown! Certainly didn't have your bests interests at heart! Lack of disclosure and transparency!

thanks for your reply KBC!! We have been stretched lately due to another rate increase with them this is why I sought clarification and a copy of the original loan offer which they sent promptly. We have been unable to pay all our mortgage this month. I rang them and said according to the...

Recently we asked the bank for a copy of our original loan offer from 2008 on draw down and they sent us the tracker version (tracker word not mentioned )This corresponded to the signed version 1 I had on my files. However we were put on a fixed rate. We do remember thinking of fixing the rate...