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Current lender - KBC Outstanding mortgage balance (how much you still owe) - 260,000 Approximate current value of your property - 575,000 The date you started your fixed-rate mortgage (month and year) - June 2018 How many years you fixed for - 5 years Your current mortgage interest rate - 2.9%...

He has made it clear that he wants the money to invest in his own projects and I want to keep this one. And @Brendan Burgess You can if you still believe it's 2007

I currently own 50% of a rental house with a recently deceased parent. The remaining 50% of the house will be shared between myself and 1 sibling. Our plan is to pay off my sibling their 25% share of the house and continue renting it out. My spouse is insisting on their name being put on the...

Thanks for the reply. I had a look at the switchers forum. I've already paid the €127 and have received my report back. I'm just wondering now if it's possible to be transferred directly to the variable rate after I fix for a few years or do I need to contact them once the fixed period is...

I'm currently on a KBC LTV 60-80% variable at 3.69% mortgage and have got the property revalued which puts me in the 50-60% range. Is it correct that I am still paying 3.69% when their current LTV Variable rate for 60-80% is 3.10%? I would have expected that my rate would have reduced as their...

Can I ask how this works? I'm only starting to pay into avc's this month and will be due to pay tax of say €4000 on rental income in October. Can I just pay 10k lump into my avc? What are the likely fees for this and how do I reconcile with revenue in October?

Our home insurance is due at the end of the month. We currently have an offer in on a larger family home but will be renting out our current owner occupied house hopefully around January if all goes well. Should we notify companies of this now when looking for quotes or just go with the best...

We have had an offer accepted on a property for 440k last week and KBC want us to get it valued tomorrow by their valuer. Property was up for 480k and needs renovations of approx 70k before we move in but we have no plans drawn for this and haven't got any quotes yet. We want to get KBC's 80%...

Thanks for the comments. Firstly, to Balou my brother is stretched to the limit getting the 190k mortgage so can't afford to take the hit on the negative equity as well. To watcher and pope john 11 my circumstance is that I am in a secure job and living with a partner who has a similar sized...

I am co-owner of a 3 bed semi with my brother valued at 190k and the mortgage owing is 205k. He has offered to buy the house for 190k, the max mortgage available on his wage including taking out a credit union loan to make up the difference, but only if I pay the 15k owing on the original...