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    Bankruptcy assessment question

    Hi, just wondering if anyone knows how bankruptcy assessment works if someone that is married is going bankrupt. Husband has no debt and I am looking to clear mine. Bankruptcy seems my only option. As far as I am aware we need to be assessed as a couple and allowable income is split 50/50. I pay...
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    Advice regarding mortgage arrears

    Thanks for this advice. I think I’m going to approach the bank with this. Before I do though I need to know what costs I would incur if I sold property. Would you have any idea?
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    Key Post Discharged from bankruptcy-My experience.

    Hi Catastrophe, Just a quick question, how long did it take from the time you applied online for bankruptcy and getting called to court? I’m meeting with a PIP and they advised me their fee is 5000 euro. He said I could go through IMHO but it would take much longer. Just want an idea of the...
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    Advice regarding mortgage arrears

    hi, thanks for advice. We bought the house for 270k in 2007 so the mortgage was 250k. as the house value has dropped significantly it is now only worth 90k. we paid the mortgage for a few years but due to arrears and payments building up its there is now at least 280k (if not more) owed. i...
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    Advice regarding mortgage arrears

    hi, I bought a house over 10 years ago with my brother. his left the country shortly after as he lost his job we lost touch as he doesn't want anything to do with the house or mortgage. I kept mortgage payments up and then I lost my job, at the same time out interest only arrangement expired and...
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    Started Feb06: Boss wont pay statutory redundancy, ownership structure changed in 07.

    Re: Started Feb06: Boss wont pay statutory redundancy, ownership structure changed in thanks for your responses. no i cant show first redundancy was a bonus payment. i acccepted it as redundancy at the time not realising why he put it down as redundancy. only thing that might stand in my favour...
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    Started Feb06: Boss wont pay statutory redundancy, ownership structure changed in 07.

    Re: Started Feb06: Boss wont pay statutory redundancy, ownership structure changed in Hi Graham, thanks for response. i started in new company in june 07. so that means i was less than 2 years in new company so the issue of transfer from one company to another comes in to play. in june 07 he...
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    Started Feb06: Boss wont pay statutory redundancy, ownership structure changed in 07.

    My old boss wont pay redundancy. He says I am not entitled to it as he set up a new company in June 2007. Prior to that he was in partnership with another person and they went their separate ways in May 2007. I started in the first company in Feb 2006. He made me redundant in Feb and gave...
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    What is the smell in my kitchen?

    Thanks for your responses. i have since discovered the ventilation hole is plastered over. it has become alot worse in the past few days and the best way to describe the smell is like concrete or freshly plastered walls. have been trying to get the builders to get them to fix the ventilation and...
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    Immersion not heating water?

    Thanks for responses.After getting a plumber and electrician in they discovered the element needed replacing and the the wires were also not connected properly! all sorted now though.
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    What is the smell in my kitchen?

    I am living in my house 2 years this summer..it was also a new build when i moved in! I am getting an awful smell in my kitchen and dont know where it is coming from...i have washed some of the walls, wash floors at least twice a week...scrubbed down pressies, over, fridge etc but its still...
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    Advice on putting down a new lawn.

    hi, I bought my home 2 years ago and the lawn that was sewn is really bad. its really soft and very uneven. i want to put down a new lawn and dont know if i should dig it all up and get a roll out lawn ot kill the grass and sew a new lawn myself. my next door neighbour dug hers up and put a...
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    Immersion not heating water?

    thanks.yes i have tried sink also and its the same story. only get about 2 mins of hot water. is there any way bath and sink could be linked to sink wire?
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    Immersion not heating water?

    i am having trouble with my immersion, i have a switch in hotpress for bath/sink and if i leave it on either for an hour or two hours i only get about 2-3 minutes hot water. when i turn my gas on though for a few hours i have loads of hot water. as it is coming into the summer i dont want to...
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    taxation

    ok great - didnt know i could claim back. thanks
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    taxation

    I finished up work on 27th feb 09 and my employer seems to have taken alot of tax in my final pay check. my gross salary was 28k per annum. i was paid weekly and my final weeks take home was 923.45 - i was owed 6 and a half days hols so my gross was €1241.45 - does this amount of tax seem like...
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