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Hi Steven, So if the funds are invested for only say 4-5 years will you have to pay government tax on any gains made in those 4-5 years?Or does this government tax only apply at 8 years? I am also in the lowest rate tax band ( 20% tax band ) so would this make any difference between investing...

I went to an independent financial adviser to get some investment advice for some inheritance that I received. I will be going back to him once he has gone through my risk assessment questionnaire. Their fees are based on commission,they charge 1.5% per year,I was just wondering is this about...

Thanks Brendan, It was some help and gave me an idea of what to look for. I have gotten some names of Authorised Advisers from the Central Bank website. I will email some of them and see what they say... From what I have read Authorised Advisers have to give you advice on a wide...

I would agree with you there but how do you go about finding someone with a good reputation if your not familiar with this area or you don't know anyone that can point you in the direction of someone with a good reputation?

Sorry if this is in the wrong forum but I'm not sure which forum it belongs in.. I am looking for an independent financial adviser but I was wondering what are the main questions that I should be asking before signing up to anything or using them for any investments? Apart from the obvious...

I will be interested in seeing this list when it gets put up. I have been thinking of getting advice from an Independent Adviser for a while so hopefully this will help me to find someone who can give me some investment advice

I was thinking of opening some sort of bank account for my nephew,something that could be of use to him when he gets older. Does anyone know does any of the banks still offer accounts for younger people,since he is only few months old I'm presuming the account will have to be in the parents...

Does anyone know of where I could get a list of Independent Financial Advisers in the North East area,east Cavan,Monaghan Louth or Meath. Everybody always says get independent advice so I was hoping to do this,I just dont really know the best place to find a good adviser? Thanks

Hi firstly sorry if this is in the wrong thread,maybe the mods could move it to the right one if necessary. Does anyone know of where I could get a list of Independent Financial Advisers in the North East area,east Cavan,Monaghan Louth or Meath. Everybody always says get independent advice...

Also agree that is a good point Sandra, Is it a lot of hassle opening an account with Nationwide or just pretty much the same as the rest of them? Also when I was talking to PTSB about what I was planning on doing they were saying something like a regular saver account mightn't be as good...

Hi I'm just looking for some advice. I have most of my savings with PTSB,when They bought Northern Rock I got moved over to them which wasn't too bad at the time cause they were paying one of the top rates on their Demand Online Acc. I now have this Demand account (Paying 1.5%) along with...

I know that the motortax is either based on CO2 or engine size,depending which is smaller. Thats what I thought Frank,if the car is registered before July '08 the VRT is still based on CO2 not engine size..

I am thinking off importing a used car from either Northern Ireland or the UK. I am just a little confused about the VRT system however. The car I am looking at was first registered in 2004,the question is whether the VRT is charged on the cars engine size(old VRT system) or CO2...