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    Ulster Bank overcharged 9,800 customers who drew down loans between 2001 and 2008

    I hope that I am possibly in this group by virtue of drawing down a mortgage in 2002 but I have heard nothing from UB and a query has gone unanswered. I wonder if anyone had heard from them? the newspaper reports were short on detail but if it is almost 10,000 people surely some are on AAM
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    buying back additional years

    Thank you very much for reply. Plenty to think about in that.
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    buying back additional years

    I would have a minimum retirement age of 60 but would be short 7 years as i joined at 27. I also took two months unpaid maternity leave plus some parental leave as well as spending 4 years working part time as job sharer. What I am wondering is whether there is any differences in how any of...
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    buying back additional years

    Could I ask if it is possible to buy back service for time spent jobsharing or for the extra unpaid maternity leave or parental leave periods?
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    help for a relative who has been scammed

    Thanks Brendan - yes the solicitor knows and his own bank but risk of opening other accounts so we may do a canvass of local branches
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    help for a relative who has been scammed

    We will start off I think with a visit to the GP ourselves & explain the situation and show the evidence etc -hopefully they will be able to arrange a visit which might kickstart the assessment process then. Looking back over the last year there were lots of little incidents which we just took...
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    help for a relative who has been scammed

    Thank you. We have gone through a lot of those links but trying to find real life experiences in this area is elusive. The banks have told us this kind of fraud is very much on the rise here and i am wonderkng if anyone has had any success in dealing with it and helping the victim move on
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    help for a relative who has been scammed

    Hi all. We have recently discovered that an elderly relative has been scammed over the internet. A message from a dating website turned into the classic romance scam where he paid out a lot of money to cover plane tickets, medical expenses, then car expenses all to enable his new love move...
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    I use the Garden to Think and Pause; Not for Feline Paws

    We tried the skewers as recommended by Lone star. Worked really well despite my doubts. Went from being neighbourhood litter tray to cat free zone
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    Has anyone successfully ported UB tracker to a new home?

    They mean on the amount in total being borrowed on the "new" house- initially they would advance a 90% mortgage on this, with some at my current tracker rate and the remainder at the SVR, which means we now need more of a deposit, as per your second example. Our particular figures (which I do...
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    Has anyone successfully ported UB tracker to a new home?

    Our application is in with Ulster Bank now, it took some time to secure a house to purchase. OUr own house is sale agreed. UB would not begin an application without the two being at "Sale Agreed" status. In that time frame UB have reduced their LTV on tracker portal to 85% which is a bit of...
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    Has anyone successfully ported UB tracker to a new home?

    Hi I am in the process of trying to move house and hold onto my Ulster Bank tracker in the process. I am not in NE and would be borrowing an addititonal 200K. We have been given an indication from the bank that they will approve the application on the basis of salarys etc. I am finding it...
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    Wrong forum Holding onto Ulster bank tracker when trading up- has anyone done this?

    Hi I am in the process of trying to move house and hold onto my Ulster Bank tracker in the process. I am not in NE and would be borrowing an addititonal 200K. We have been given an indication from the bank that they will approve the application on the basis of salarys etc. I am finding it...
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    Anyone buying drugs up North?

    Hi, Mine and other half's long term meds were costing in the region of 120 per month down here. I rang the Medical Hall in the Quays in Newry and checked prices. Massive massive savings- I don't have the papers with me but from memory a 6 month supply was around 180/200 stg. They suggested...
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    RV rental holidays in US

    thanks for the input, guys- food for thought there. Hadn't really thought of how you would need to stock up on all you need before parking up- I would be bound to forget the milk etc. Will have a look at those sites and see what the facilities are, time for more research I think. How did we...
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    RV rental holidays in US

    Hi, just wondering has anyone any experience of renting a campervan in the US, especially Florida or Vegas areas? We have never done this, but am tempted but a bit concerned about how you would cope with issues like air-con(which I assume you need all night in Florida) and what sort of...
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    Query on Tax treatment of Maternity Benefit

    got this refund about 9 years ago, working in Civil service. My HR unit told me I was hallucinating at first and reluctantly gave me a letter that confirmed that they had paid me my salary as normal without allowing for the non taxable element that related to the MB component of it. With this...
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    Kindle 4 reader query?

    I got the Kindle with 3 G during the summer. I love it. Had previously had Sony e-reader which never grabbed me, it was such a palaver to hook up to PC to buy books etc. With 3G if I am in work and we are talking about a book, I can buy straightaway with a few clicks on the device, nothing...
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    Repair or replace gas boiler - 9 years old

    Just an update - thanks entirely to DGOBS we have a warm house and working boiler again- DG, you are an absolute gentleman and a treasure to have found. Thanks again C
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