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Girl in customer service said that it would be up to the manager whether i would be allowed out of contract or not. I didnt mention about penalty - if problem is on their side why should I be penalised? concerned about losing my money for the phone also!

Emobile have almost 100% confirmed that they will allow me to break my contract - So many blackspots in my coverage! its been a long long summer!!!!!! Can anyone tell me - will i be charged a penalty (12 months left in 24 month contract) - will i have to return handset - i paid 200.00 for...

Separated - Ex. taking over mortgage - does this mean I am starting from square one again, as in like a first time buyer if I wish to purchase a property? I came away with nothing (other than some small items of furniture... long story!!) - just wondering what my position would be?

Brendan - Yes that is the plan - it has taken 5 years to get this far! I understand that they have no obligation - one of my wonderings is - if I did not own a property and applied for a mortgage the bank would not make me live there for 6 months before approving a mortgage.... this is...

Yes I understand where you are coming from...... To clarify - I am not looking for him to take on a mortgage for a house he will not be living in - he will take out a mortgage for the house and he will be living there..... I think you have mis-read my post..... He has a new partner and will...

advices please: trying to deal with Ulster Bank - Ex. and myself have come to agreement that he will take over (as in get new I realize all of that) mortgage on our joint property - here's the problem. I currently live in the house with our daughter, but bank are asking that he live there and...

yes... that's about one of the only ones I found after a quick google...

If you have the operation code - call VHI and see where do they cover - most surgeons operate in several hospitals, it may be covered in one of them..... been there, do not envy you! best of luck....

I thought about the schools - but they seem to get funding for IT equipment - will check with a few, as no doubt they don't get enough.... no pc's just screens etc.... wondered about a library either????

Where I work has a number of old (but in perfect working order) screens, keyboards etc - anyone any ideas where I could donate these to?

just an an fyi - It took 6 weeks to get my application sorted, payment including the back pay due came on the 7th week and it was back dated to Feb.

1. Can I assign part of my second single credit to my ex for the year? 2. If I assign the whole credit to him and then require it myself, can I get it back from a certain date or is it backdated to start of the year?

It is first application - I didnt know I was entitled to anything, that puts a bit of a strain, I thought it would be backdated to Feb.

ok - I started on short hours in Feb will it be backdated to then or to my application date?

Happened me when I had them (twice!!) - and that was about 20 yrs ago, it was £75 for a replacement retainer (top only)

Anyone know what the average waiting period is for FIS at the moment?

sometimes these are kept at the accountants offices???? maybe worth a try......

ok - so as engine is being put it is has become apparent that now i need to put a new clutch and fly wheel in the car!!!!!! i bought the car from a main dealer in Sept '09 with a 1 year warranty - i have put just under 30k miles on it - is there any point even ringing them about this? I...

what they have told me is that as i am the one making the payments they will assess based upon my sfs only....... which is fine by me. I have checked out the interest only it would be 2/3 of the current monthly payment - i cannot afford this either..... yes, brendan totally agree, but i dont...

had similar thing happen....... your are only tormenting yourself, unless you want to go the legal route, write it off in your mind & move on - you will have to make peace with it - this takes time trust me!