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Thanks Sue Ellen, it tells me how much i should be paying but doesnt consolidate it over the period, so i've a few figures running around in my head...

Hi all, I've a quick query regarding my taxes for 2011, i'm currently employed paying the following Left column is monthly and right is YTD PAYE€1,371.84 €9,602.88PRSI€194.65 €1,362.55USC€322.40 €2,256.80 I am due to leave my current employment in the next few weeks, and moving back on...

Something that's been playing on the back of my mind for a while is... How does NAMA affect developments that aren't complete as yet, as the developers loan is transferred to the Department of Finance, do they take over the responsibility to finish the scheme... if there are issues with the...

Not the overall block policy, brokers have made a substantial loss on the apartment block book over the boom years and as a result are having to increase premiums to get some of the money back. Granted the reinstatment values are falling but will only somewhat offset the increase. Excesses...

Hiya Folks... Sorry to hijack this thread, just wondered if you file a P50 do you get both the PAYE and PRSI contributions back? Or is it just PAYE that is refunded?

I'm confused as to how you think they could verify these noise issues... do you expect them to be on site at 12 or 1 in the morning monitoring noise??? Some people really get my back up... they are responding to a written complaint If you feel this didn't occur... write them a letter telling...

Folks... there is no average amount to be paid for an apartment... no two developments are ever the same... Rents are generally on the decrease however the major category spends in a development ESB Insurance Agents Fees Refuse They are all on the increase, therefore the previous one month...

Common upgrades / betterment works.. Fire Alarm System Pumps Water Tanks Rooves Guttering repairs Re carpeting of common areas Painting of common areas Repair works to kerbstones, footpaths I would advise you to get a QS involved, would be interested to know how much they would charge for...

Hi Frank, That seems fairly negligent on the managing agent... they should have advised you that in the case of an emergency access can be granted, this would be deemed an emergency as it was causing significant damage to your unit and by the sounds of it further increased the damage as it has...

I looked at fund buts to be honest their performance rates for 5 year terms aren't great with a lot actually showing a negative... I guess i'll just bite the bullet and go for it... I have a very supportive partner who is in charge of my finances in order to stop any relapses ... she may even...

Hi All, thanks for comments, when I posted I just had that feeling the former gambling habit would be mentioned in a negative way when associated with stock market investment... Just a few points... I will be saving 1,000 p/m into a regular savings account I am prepared to write off the...

Hi All, I am now in a reasonably strong financial position having finally cleared all that darn gambling debt, and also given up the gambling too... I am earning 40K now and and i'm in a postion to put away 1,000 per month into a regular savers account earning a high interest rate... This...

transferring of the common areas involves the creation of a deed of transfer, drawn up by the developers solicitors... a nominal fee of 10 euros is normally charged for the transfer. Legal fees wouldnt be the responsibility of the agent, as the debt is not with the agent it is ultimately with...

Re: Management Company - threat to cut ESB supply Management company have no right to cut internal ESB, and would have no access to do so either... ESB wouldn't entertain the notion! They wouldn't even be in a position to cut communal lighting, this would only arise if, after numerous...

Thanks for feedback... I thought he wouldn't have been as exposed as lump sum investors however it's still a fair portion of his monthly wage that he is investing, and effectively seeing fall each time he puts money into it... This is possibly the silliest question you'll hear, but if Lloyds...

"Zappers" are generally 100 euros plus...

This would certainly not be a management issue, I would get a report from an independant surveyor, stating that no proper ventilation is present and this is in turn creating the damp. This would be an inherent defect and as such the developer / builder would be liable. There is a defect...

Hi All, Not sure if this is in the right section, it's a coupled savings and investment entry. I spoke with my dad last night who like many of us is a little worried about the current economic climate. He currently has his pension of some 30 years with his current employer which is save...

Fees are VAT inclusive... Agents don't pocket any difference.

Hi All, Just looking for some advice on the legalities of a lease / tenancy break clause. - My partner and I signed a one year lease on the 28th of June for a tenancy due to commence on the 12th of July, at this time a cheque for a 1,700 euro deposit was signed as was a post dated cheque for...