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Hi I have been on to RTB who confirmed no need to register this tenancy. I have also confirmation from Revenue my son could avail of rent a room scheme if he rented second room. They suggested I speak to a tax adviser re BIK but confirmed I could gift rent up to €3k per person tax free Tks

Hi I have a property which previously generated rental income but now I want to let my son and his wife live rent free there for couple of years as the try save for their own. Question can my wife and I each ‘gift’ them 3k in rent ie total €12k so there is no tax liability for any party. Am I...

Hi Thanks for the help.Unfortunately poor owner hasn’t helped his sale causes. Yet another decent landlord he had same tenants for 10 years charged them €800 per month in 2017/2018 for 2 really nice bed apartment in Swords. Hate to see him penalized but maths won’t work for any investor on this...

Thanks Brendan I have written off to EA to ask for this well in advance of an offer, will see what he says. I couldn’t afford to leave it empty but sheer madness that this may make better Financial sense in the long run. I don’t know if it’s being sold by vendor or financial institution again...

Hi I am considering buying an apartment in Dublin the I can see from RTB was subject to tenancy, it’s empty now. I have asked the EA to get me details of the tenancy so I can see rent etc to calculate if it makes financial sense to buy as any tenants I try put in place would be subject to rent...

Hi Just to clarify eldest son was policyholder younger son and myself named drivers and I also have my own policy covering me on my own car. At time of accident eldest guy had 4 years no claims unfortunately no protection though I now can't see how much difference this would make. What I...

RavIma apologies for the predictive text in earlier reply!!! Just noticed now C

Tacoma does that last sentence not contradict my point that the driver but also seperately the policy holder ( who wasn't party to accident) are both screwed when trying to get insurance? Tks

Thanks for that Mathepac, it's not at all what I wanted to hear, eldest guy needs the car for work I understand loss of Ncb and loading the younger guy but the 3 things, eldest guy hammered for something that wasn't his fault is what is the hardest to swallow C.

hi My son had a 3rd party policy that covered himself, my younger son ands also myself. My younger son had an accident that was his fault and I was the passenger and I suffered injuries as did the occupants of the car we hit which haven't been settled. Any way renewal has now arrived and it's...

Back to original topic....are these people still in business, same concept etc personally would love to see my folks doing this and heading off on a cruise or something!! http://www.seniorsmoney.ie

Hi I got a personal loan 2 years ago from PTSB to buy an apartment its over 5 years....I had 80% of price myself but long story couldn't get mortgage due to an issue with the property I was confident could be resolved after purchase. Try them maybe best of luck hope it works out for you Tks

Hi Asking this for a friend. He is almost ready to move into property but the solicitor announced he has to notify the mortgage company of a potential claim against the developer for repairs needed. Is this a formality or after paying for the mortgage company's survey which found no...

Hi We were really luck in that we found this before we signed contracts so did not proceed (we had paid the deposit and await refund) I am just posting our story to highlight how and issue with someone else apartment can affect your finances. 1) We did not have the 6k to pay if it was approved...

Hi I recently was helping my son get his foot on the property ladder and we viewed plenty of properties before finding an apartment that we felt ticked all the boxes. Our offer was accepted and of course we wanted to do all we could to find out everything we could to make sure we were good to...

Hi I have been offered a new job that comes with a Company car, I had thought I would be sent to a garage to buy with Company cheque and could negotiate a deal on them to buy/take a trade in on my old car. It turns out though the car will be purchased through Leaseplan. How can I offload my old...

Hi I came across this thread before I read this one http://www.magicmum.com/phpBB/viewtopic.php?f=49&t=410720 ....unreal! I have to say i still end up going with them but my holiday doesnt start till I reach my destination with them

Thanks I will get onto these straight away Regards

Hi Wondering if anyone can help,the house joined onto mine has been unoccupied for about 3 years, it was previously rented with lots of different coming and goings, it was always in need of repair but managed to be rented somehow. Anyway last tenants left 3 years ago grass is couple of feet...

Hi I have a leaseback property in France (I only give it to lease company for 4 weeks in August every year the rest of the time its mine to use or rent out myself) I absolutely adore it and plan on spending much more time in it (hopefully semi retire there), the initial 9 year lease renewal is...