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That's great, thanks! KBC looks good actually.

I have an 85% LTV or so 250k mortgage with BoI, 2.9% 1 year fixed rate that expires in May. I got the 2% cashback, and am due to receive 1% in 4 years if I stay. Im wondering which bank is best to switch to? Is there any place where one can find the various switching offers, and rates? Feels...

Hi, I have a 1 year fixed rate mortgage with BoI. Im just wondering what happens when the 1 year period is up? You just tell them that you want to fix for another 1 to 5 year period at prevailing rates? And a switch to variable is the default if you dont contact them? Do they do any checks...

Ok, thanks

Hi, in the process of getting a mortgage, I signed up for mortgage protection insurance with Royal London. I still havent drawn down the mortgage (should happen any day), but I notice that I have been charged insurance for two months already. I contacted Royal London and got this back: "Hi...

Thanks! BoI is saying that Ill only get the 2% if I drawdown the mortgage this year. I wonder though, if next year there will be a new 2% offer. Not sure how long the purchase process will take. I tried to get an offer from UB, but I filed the application in July and they still havent gotten...

Ok, just about to buy my first property. I got mortgage approvals in principle from AIB, BoI and KBC. KBC has the best terms, but Im thinking that an optimal course of action seems to be to first get a BoI mortgage and the 2% cashback, and then some months later switch to KBC. Is this doable...