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My husband went bankrupt in 2017 and discharged from it in July 2018. We got a mortgage off bank of Ireland last September 2021 so 3 years after he was discharged. He would have got one earlier but the house he previously owned was not sold until then so that delayed the icb and ccr from being...

I guess so but it’s off my kitchen like a normal shaped house that has a sittingroom to front and kitchen to the back lol

Hi Clamball Thank you for your reply I do have a back garden but it is to the left of the house. Hall door is in the middle of the house. Kitchen to left and sittingroom to right. So parking is to the front and garden to the left off my kitchen. The other detached houses have a window in the...

I tried doing a link and it wouldn’t let me post it. westmill.ie swords

I would if I knew how to draw on this too. The development is westmill. If you google the development you will see it

Yea very true. I’ve just never seen one like this before. I was surprised when I pulled up the plans as I just assumed I would be getting 2 side entrances like every other house like mine in the new development. It look like they were short of space. But should I be paying the same as another...

No not getting a deal at all on it. We are paying 30 thousand more for a detatched.

Thanks for your response. Yeah it’s a tricky one as I thought you could walk around a detached house too. But I get you about it not attaching to another room. My concern would be the neighbour building a side shed room or something which Would make my house detatched. Builders are charging me...

I’d say it’s because they ran out of space tbh. Is a buttress type build not when they need the wall to strengthen or support another structure ? My house won’t be supporting anything just acting as somebody’s side entrance wall. So the side of their house and the back wall of my house is their...

Yeah I don’t know how to attach a photo of the plans on here. No I’m buying the house off the plans. So in the brochure they gave us with the map of the estate it looked like there was two side entrances to our house and you could walk all the way around it but when we went further and looked at...

Yes and normal interest rates :) no other bank would talk to us until we were 5 years out of bankruptcy. Basically when our ccr was clear. Which it is now but we are still only 4 years since bankrupt. Now I could lie and say He was never bankrupt but we don’t want to go down that road. Jane

Hi Brendan Thank you It was the CCR And ICB being incorrectly reported to that held us up. BOI had no problem lending to us as long as we were 3 years out of bankruptcy. But as my husbands bank was reporting that he still owed the shortfall boi wouldn’t talk to us. Cost of home 520,000...

Hi Yes I found them on the fingal planning site. I know my back wall is the side wall from the map. I’m just concerned they are charging me for a detached when I’m sharing my back wall. It says tank wall adjoining to number 57 which is my neighbours number. Is this still detached as it’s not...

Hi I’m buying a house off the plans and when I had a closer look on fingal planning I realised that my back house wall is going to be attached to my neighbours side entrance. So my back wall is their side entrance. Is this still detached as I’m sharing my house ?? I find it very strange as I’ve...

Hi Bankruptcy start date ( 17th July 2017) Bankruptcy exit date (16th July 2018) Can anyone tell me do the banks report from the day you go into bankruptcy or the day you exit it. So when does the 5 years start from. If anyone does know is there any evidence of this ie. legislation or on...

Update Just to update anyone who was interested in this post. We are a year on and still no further. The receiver put the house up for sale and then took it down and now has it back up for sale. We have still not been contacted by anyone and no one seems to know anything when we contact the...

Thank you. Yeah so was I under that impression but seemingly if your not living there it overrides it so happy days :)

Thank you all for your reply’s. Update :- We got on to a nice guy in the bank who finally knew what he was talking about and he said the house is gone into receivership to be sold. They changed the locks about 6 weeks ago but my husband wasn’t contacted about any of this as they keep sending...

Hi My husband bought a house with an ex girlfriend in 2006 and they emigrated in 2008. Husband came back 2 years later but ex stayed. They have two children. Ex has no interest in house and doesn’t want anything to do with it and wouldn’t deal with bank or sign sell etc. Husband Stopped...

Hi mikel2007 Congrats on getting the mortgage and buying your house. You must be thrilled that gives us all hope :) can you tell us what bank you got it off and if you needed 20% deposit ? Thank you