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Hi, My husband's renewal has come through from Laya- Essential Health 300. Gone up to 99Euro per month. Is there any comparable offering out there with similar benefits to it? I have gone onto the HIA comparison tool but it's throwing up loads. If anyone knows a good alternative at a lower...

Tenants have 12 month contract. Do we need to wait until month 12 to serve the 90 day notice or can you send notice on month 9,they are new tenants

Thank you ,yes. Think we will hold onto tracker with the 12 years remaining and hopefully, we will be making the right decision. We need to make our decision in next couple of days and decide how much we are comfortable with paying off now on the PPR. 10/15k left only on deposit still seems a...

O dear, no idea what we are going to do. We have reviewed and putting down all our savings against our PPR is not an option for now unfortunately due to nature of our jobs etc Need to look at next best option.

Just to clarify pt 1 above..1) The biggest risk is that you may not be allowed to sell it empty. You may have to sell it with the tenants which will greatly devalue it. - Would this just be from our own financial perspective or would bank dictate same ? Sorry, just need to get clear in mnd what...

If we were to pay 40k off PPR mortgage, Hold 20k personal savings for rainy day and hold 23k in kids fund - What would figures look like? Tenants have about 11 months on contract left

Thank you Brendan, sorry just seeing your other posts now

Hi Brendan, Thank you for your advice To clarify, pay 83k off current PPR mortgage,? That leaves absolutely nothing in the pot for anything nor kids education in 2 years time, which is so important to us. I absolutely understand why this would be best thing to do but I am very nervous about...

I have 1 week to revert to ptsb regarding their fixed rate offerings If we were to pay something off capital on ppr now, do I need to ring them advise them of same and then they re-issue an offer to us based on new balance remaining? As I know from news yesterday their raising fixed rates by...

Is it just rental income less mortgage interest paid that is counted or the full rental income amount ? Thanks

Thank you very much. This is very useful to know going forward

Yes, bus/ public transport only to college

Urgent advise required PLEASE!! Married - Age category 45-55 age of children: 16,14 & 12 Income and expenditure Annual gross income from employment €20k approx. Permanent part-time work Annual gross income of husband : Approx 46kp.a. Savings: 40k credit union 43k kids education -...

Hi there, Advise needed pls. The bank has notified us that we need to come off interest only tracker very soon on our BTL property.10 years left on mortgage. We owe approx €216k, property may now be worth 250k maybe 270k. Interest only is €190 per mth , rental income €1450. Bank wants €1880 for...

Just looking for advice. Post office 5 year bond? has matured. One of our accounts for kids education. Any ideas what looks like best re-investment for max 5 years. Thanks in advance.

Thank you so much for your reply. That's great, really helpful.

Hi there, Our family health insurance is due for renewal August 22nd. We are all on different plans with VHI . 1. Myself PMI 3713 currently 1,193.78€ 2. My husband One Plan 250 although thinking down the road he will need better orthopeadic cover 916.44€ 3. 3 x kids , 10 and under One +Plan...